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Disclosures for Oakglen Financial, Utica, NY

What Oakglen Financial is, who decides on a funding request, and what to read before signing any offer.

A neat stack of closed manila folders and a pen on a desk by a window.
In short

Oakglen Financial in Utica, New York is a funding broker, not a lender. It passes business funding requests to partners, who review them and decide on approval and terms. A merchant cash advance is not a loan. Read every offer in full before signing.

Oakglen Financial Is a Funding Broker, Not a Lender

Oakglen Financial does not lend, lease or advance its own money and makes no credit decisions. It takes a request by phone or web form, talks through which funding types fit, and passes the request to funding partners that may review it.

Funding Partners Decide

Only the funding partner decides whether to make an offer and sets the amount, cost and terms. A partner may decline or offer something different from the request. Oakglen cannot change a partner's decision, and sending a request does not mean an offer will follow.

A Merchant Cash Advance Is Not a Loan

In a merchant cash advance, a provider buys a share of future receivables. Amounts are remitted or collected, not repaid, and the cost is set by a factor rather than an interest rate.

Before You Sign an Offer

  • Read the whole agreement and keep a signed copy.
  • Add up every fee and every dollar to be paid or collected.
  • Check collateral, personal guarantees and early payoff terms.
  • Ask the partner about anything unclear before signing.

By Oakglen Financial ยท Updated

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